Borrowing Power Calculator
Estimate how much you can borrow based on your income, expenses, and dependants.
Lenders assess at a buffer above the actual rate. 9.2% reflects the current APRA serviceability floor.
Estimated Borrowing Power
You may be able to borrow up to
Estimate only. Actual borrowing capacity varies by lender, credit history, existing debts, and property type. Speak to a mortgage broker for a formal assessment.
Talk to Daniel About BuyingKnow your numbers?
Know your capacity. Now find out what your current home is worth.
Your borrowing capacity tells you what you can afford next. Your property value tells you what you already have. A free appraisal from Daniel gives you both sides of the equation before you make a move.
Book a Free WalkthroughWant more context? Read the full guide: Selling a House with a Mortgage in Brisbane →
Want to know what this means for your property?
Daniel walks through your property, reviews recent sold results in your street, and gives you a clear number. Free, no obligation.