Investor Tools · Queensland

Capital Gains Tax Calculator: Queensland Property

Estimate your capital gains tax on a Queensland property sale. Uses QLD transfer duty rates, covers the 50% CGT discount, main residence exemption, and proposed budget changes. Estimate only. Not a substitute for tax advice.

Queensland CGT Estimator. Built for Queensland property owners and investors. Uses QLD transfer duty rates and reflects Australian CGT rules including the 50% discount, main residence exemption, and capital loss treatment. Budget Watch: the Australian Government is considering changes to the CGT discount. Use the slider below to model the impact. This calculator is an estimate only. Always consult a registered tax adviser or accountant before making financial or tax decisions.

Sale date cannot be before the purchase date. Please check your dates.

Property Details

Purchase PriceThe amount you paid at settlement

Purchase (Settlement) Date

Sale PriceExpected or actual sale price at settlement

Sale (Settlement) Date

CGT Discount Rate

Applies to individuals and eligible trusts when property is held over 12 months. Currently 50% under Australian law. Adjust the slider to model proposed federal budget changes.

50% Discount

0% Removed 25% 50% Current law 75%

Acquisition and Selling Costs

These are added to your cost base, which reduces your estimated capital gain. Include costs actually paid, not estimates.

Transfer Duty (QLD) Queensland transfer duty paid at purchase. QLD first home buyers may qualify for a concession or exemption on homes valued up to $800,000. Adjust the figure if a concession applied to your purchase.

Conveyancing (Buying)Solicitor or conveyancer fees on purchase

Building and Pest InspectionPre-purchase inspection fees

Capital Improvements Renovations that added value or extended the property's useful life, such as an extension, new kitchen, or pool. Do not include repairs, repainting, or items already claimed as deductions on your tax return.

Agent Commission (Selling)Sales agent fee, including GST

Conveyancing (Selling)Solicitor fees on sale

Other Selling CostsMarketing, property styling, auctioneer fees, etc.

Your Situation

Other Taxable Income This YearSalary, business income, rental income, etc. Not including any capital gain

Ownership StructureHow is the property legally owned?

Australian Tax Resident?For Australian tax purposes at time of sale

Prior Year Capital LossesUnused net capital losses carried forward from the ATO. These are offset against the gain before the discount is applied

Main Residence

A full or partial main residence exemption can significantly reduce or eliminate CGT. The rules are complex; this section provides an estimate only.

Was this your main residence?Did you live in this property as your primary home at any point?

Hold Period

Enter your dates above.

Discount Eligible

Estimated Capital Gain

Your sale proceeds $0

Less: total cost base ($0)

Gross capital gain $0

Less: main residence exemption ($0)

Less: prior year capital losses applied ($0)

Less: 50% CGT discount ($0)

Net taxable capital gain $0

Outcome

Estimated capital loss

No CGT is payable on a capital loss. Capital losses may generally be carried forward and offset against future capital gains. You should record this loss on your tax return. Consult your accountant to confirm how this applies to your circumstances.

Main Residence Exemption

Full exemption likely

CGT may not apply to this transaction.

This estimate assumes full main residence exemption applies. The actual outcome depends on your specific circumstances. Seek advice from a registered tax adviser to confirm eligibility.

Estimated Tax on Capital Gain

Other taxable income $0

Plus: net capital gain $0

Total taxable income $0

Income tax (before gain) $0

Income tax (with gain) $0

Estimated tax attributable to gain $0

Medicare levy on gain $0

Total estimated CGT payable $0

Estimated Net Proceeds After Tax

Effective rate on gross gain: —

Budget Impact: 50% vs Your Rate

Current law (50% discount) compared to your selected rate

Current Law (50%)

Tax payable

Selected Rate

Assumptions and Important Notes

This is an estimate only and does not constitute tax advice.
Built for Queensland property owners. Transfer duty uses Queensland OSR rates.
Uses 2025-26 Australian resident individual marginal tax rates.
Does not account for depreciation recapture, PAYG instalments, or Division 7A.
Seek advice from a registered tax adviser before acting on any result.

Daniel Gierach

Ray White — The Collective · Queensland

Capital Gains Tax Estimate

Queensland Property · Prepared

Property Details

Purchase price
Purchase date
Sale price
Sale date
Hold period
Ownership
Tax residence
Main residence

Cost Base

Estimated Capital Gain

Estimated Tax on Capital Gain

Net Proceeds After Tax

Estimated Net Proceeds

Assumptions and Important Notes

Daniel Gierach · Ray White Bulimba · 0412 523 821 · danielgierach.com

This estimate does not replace professional tax advice. Always consult a registered tax agent.

Thinking about selling?

Before you can model the tax, you need an accurate sale price.

If you're working through whether to sell an investment property, a current market appraisal is the one input that makes everything else in this calculator more useful. I cover the Brisbane inner east and can give you a realistic view of what your property is worth and when might be the right time to sell.

Request a Free Appraisal

Want to know what this means for your property?

Daniel walks through your property, reviews recent sold results in your street, and gives you a clear number. Free, no obligation.

Book a Free Walk Through Call 0412 523 821

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