Buyer Tools
Deposit Savings Planner
Build a complete budget to see exactly how long it'll take to save your home deposit. Download as a fully functional Excel spreadsheet.
Fill in your details below to see how long it'll take to reach your deposit goal. When you're done, download a fully functional Excel spreadsheet to keep tracking your progress each month.
1. Your Deposit Goal
$
$
| Deposit required | $150,000 |
| QLD stamp duty | $24,525 |
| LMI estimate | $0 |
| Conveyancing & misc. | ~$3,500 |
| Total savings needed | $178,025 |
2. Monthly Take-Home Income
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$
$
$
$
Total Monthly Income $5,000
3. Housing
$
$
$
$
Housing Total$2,100
4. Food & Dining
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$
$
Food Total$980
5. Transport
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$
$
$
Transport Total$250
6. Lifestyle & Personal
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$
$
$
$
$
Lifestyle Total$420
7. Insurance & Other
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$
$
$
$
$
$
Other Total$220
Total Savings Needed
$178,025
$0 saved of $178,025 (0%)
Monthly Income
$5,000
Monthly Expenses
$3,970
Monthly Surplus
$1,030
20.6% of income
Time to Reach Goal
11.5 years
You'd be ready around Aug 2037
What If I Saved More?
| Save $500/mth extra | — |
| Save $1,000/mth extra | — |
| Save $2,000/mth extra | — |
Smart Saving Tips
Download Your Budget
Export a fully functional Excel spreadsheet with all your figures, formulas, and a month-by-month savings timeline.
Want to know what this means for your property?
Daniel walks through your property, reviews recent sold results in your street, and gives you a clear number. Free, no obligation.