Interest Rate Calculator
Enter your loan details and see exactly what your repayments become at every RBA rate scenario: cuts and rises, side by side.
Key scenarios at a glance
APRA serviceability buffer: Since October 2021, Australian lenders must assess new borrowers at the applied rate plus 3%. At a 6.00% rate, your lender stress-tests affordability at 9.00%. This is why you may qualify for more or less than this calculator suggests.
Indicative figures only. Principal and interest calculations use standard amortisation. Interest only is principal multiplied by annual rate divided by 12. Does not include fees, offset accounts, or redraw. Consult a licensed mortgage broker for personalised advice.
Want more context? Read the full guide: Selling a House with a Mortgage in Brisbane →