Buyer Tools

LMI Calculator

Estimate your Lenders Mortgage Insurance premium based on your deposit size and property value. LMI applies when your deposit is under 20%.

Loan to Value Ratio (LVR) 90%
0%80% (no LMI)100%

LMI rates are approximate based on industry averages (Helia/Arch MI). Actual premiums vary by lender, loan type, and insurer. QLD stamp duty on LMI is 9% of the LMI premium. This calculator is a guide only. Source: Queensland Revenue Office.

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