Negative Gearing Calculator
See your real after-tax cost of owning an investment property. Enter your income, loan details and expenses to find your weekly out-of-pocket figure and tax benefit.
Annual Salary
$120,000Purchase Price
$750,000Deposit
20%Loan amount: $600,000
Interest Rate (I/O)
6.20%Vacancy Rate
2.00%Property Management Fee
8.00%% of effective annual rent
Get a quantity surveyor report for accurate figures.
Tax & Cashflow Summary
Tax Benefit
annual tax saving
After-Tax Weekly Cost
real out-of-pocket per week
Tax Comparison (2024–25)
| Scenario | Tax Payable |
|---|---|
| Without property | |
| With property | |
| Difference |
Estimate only. Pre-tax depreciation requires a quantity surveyor report. Consult a tax accountant for personal advice.
Book a Free AppraisalWant to know what this means for your property?
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