Interest Rate Sensitivity Calculator
See how your mortgage repayments change if interest rates rise. Model your exposure to rate increases of 0.25% through to 2%.
APRA stress test: Since October 2021, Australian lenders must assess borrowers at their current rate plus a 3% serviceability buffer. If your rate is 6.2%, your lender is checking you can afford 9.2%. This calculator shows the real repayment impact at each rate level.
Rate Sensitivity Analysis
Principal and interest repayments only. Does not include fees, charges, or offset account effects. Rates shown are illustrative. Always consult a licensed mortgage broker or your lender for personalised advice.
Want more context? Read the full guide: Selling a House with a Mortgage in Brisbane →
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