Rent vs Buy Analyser
Find the break-even year where buying beats renting. Model your scenario with real numbers to make a confident decision.
If You Rent
If You Buy
Deposit
$160,000
Loan
$640,000
Rates, insurance, maintenance (excludes mortgage).
Investment Return (if Renting)
What could you earn investing the deposit instead?
Comparison Period
Analysis Results
Break-Even Year
Year 7
Buying wins after 7 years
At End of Period
Monthly Costs
Estimates only. Does not include stamp duty, LMI, conveyancing, or tax considerations. Seek professional advice.
Book a Free AppraisalYear-by-Year Cashflow
| Year | Rent Paid (Cumul.) | Property Value | Remaining Loan | Buyer Net Equity | Renter Portfolio | Advantage |
|---|
Want more context? Read the full guide: Upgrading Your Brisbane Inner East Property →
Want to know what this means for your property?
Daniel walks through your property, reviews recent sold results in your street, and gives you a clear number. Free, no obligation.